In Debt to the Dom (MF)

Guilty Pleasures 1

Siren-BookStrand, Inc.

Heat Rating: Scorching
Word Count: 29,342
90 Ratings (4.1)

[Siren Classic: Erotic Consensual BDSM Romance, suspense, sex toys]

At twenty-eight, Maddie James has risen through the ranks of investment bank Goldstein Rivers to achieve great success. All of that changes when she receives a demand for half a million dollars for the safe return of her sister. Torn between her allegiance to her job and the demands of the kidnappers, she secretly wires the money, hoping to replace it with the sale of her house.

When thirty-six-year-old wealthy businessman Keaton Rivers discovers the money is missing from his company, he suspects Maddie. Will he throw her to the wolves or find another way for her to repay the debt?

As a Dom, Keaton knows Maddie would make the perfect submissive. From the very first moment he laid eyes on her, he’d wanted her. Only this time it will be on his terms...

To save her career, will Maddie make a deal with the Dom?

Note: This book contains anal sex. A Siren Erotic Romance

Jan Bowles is a Siren-exclusive author


In Debt to the Dom (MF)
90 Ratings (4.1)

In Debt to the Dom (MF)

Guilty Pleasures 1

Siren-BookStrand, Inc.

Heat Rating: Scorching
Word Count: 29,342
90 Ratings (4.1)
In Wish List
Available formats
Cover Art by Jinger Heaston
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Loved the book and have read it several times over.
I was all set for a 'heart pounding' experience ...but was disappointed.
Professional Reviews

4.5 LIPS: "In Debt to the Dom of the Guilty Pleasures I series has three characters: Maddie, Keaton, and Simone, Maddie’s sister, but the focus is on Maddie and Keaton. Maddie knows that Keaton thinks poorly of her because of the theft but he does not know why she did it. Maddie tries to keep her sister’s secret but it becomes harder to keep once Keaton sets his mind to learning the truth from Maddie and once Maddie finds out the truth. I liked Maddie. She puts everyone before herself. She tries to do what she feels is morally right. Maddie is a person of the heart. She reacts emotionally before thinking through the consequences then she accepts the consequences of her actions. I also liked Keaton. He is so attracted to Maddie that when she seems to have feet of clay, his anger is high. He also thinks that by taking up her offer and using her for sex he will get over his attraction, just like with all other women. Maddie and Keaton’s discoveries are what makes this story. Maddie is innocent. When she and Keaton become lovers she discovers the submissive side she did not know she possessed. Keaton is looking for the one woman who will excite him and keep him interested. With Maddie he finds the perfect partner. Both learn and their sex scenes are intense and hot. I could feel the tension and emotion between them. I liked that Keaton could tell by Maddie’s reaction that she was not repulsed by his desires. The dialogue at times was stilted which took me out of a couple of scenes. In one scene it worked because it was like a good cop/bad cop scene and it seemed like they worked to do it that way. In Debt to the Dom, Guilty Pleasures I, was a good read. I look forward to the second book of the series. Ms. Bowles has written an intense story of sexual initiation and discovery." -- Sheila, TwoLips Reviews

4.5 STARS: "With a series called Guilty Pleasures, one has no other choice but to pick up the book. In Debt to the Dom is the perfect book to start of this series in my opinion. The characters have great sexual chemistry, and the plot held my attention until the last word. Keaton is not awe inspiring in his looks, but his sexuality makes him hotter and me wet. Maddie is the perfect mix of independent thinker and submissive for Keaton. When circumstances bring Maddie and Keaton in close contact, we are able to see how perfect the two are together in a non-sexual way. The sexual play between Maddie and Keaton was extra hot and spicy with bondage, blindfold, Master/submissive, anal, toys, and straight up, just give it to me right now sex. YUM! Overall I enjoyed In Debt to the Dom and I can't wait to read more from Ms. Bowles." -- L.T. Blue, Just Erotic Romance Reviews

4 1/2 DELIGHTFUL DIVAS: "In Debt to the Dom by Jan Bowles tells the story of Maddie James and her growth to a strong and more empowered woman. She’s certainly used and abused by her family, and Keaton isn’t much better to be honest. The way in which the author redeems this character is very good, so that while he may not start out as a dream hero, he sure ends up that way. I rather enjoyed the character development in this story. You really did get lost in the pages as the story unfolded for these characters. I was very glad to see that this is the start of a series, because I can’t wait for the next installment. This is my first Jan Bowles book, but it certainly won’t be my last. She has made quite an impression with her characterizations, plot lines, dialogue that compels you to read more and overall tone of the story." -- Jae, Dark Diva Reviews

4 BLUE RIBBONS: "Goldstein Rivers CEO Keaton Rivers knew he had to make a decision on who to select for the Managing Director position. All of the candidates were highly qualified; he felt confident that whoever he selected that they would do the company proud. There is one of the candidates who he has taken a personal interest in, Maddie James. He knows that Maddie is very confident in her abilities, but he feels she lacks the years of experience that is needed for such a responsible position. Still that doesn't stop him from scheduling an interview luncheon. When he sees Maddie up close and personal her green eyes intrigue him further. The unexpected occurs when a mysterious envelope arrives and Maddie opens it to find a DVD. As she views it, she stands in horror at her sister who is being held hostage. The kidnappers are demanding that Maddie wire more than a half of million dollars to a Swiss Bank account for her release. Maddie is terrified of the danger her sister is in, and decides to risk her job by using the funds entrusted in her care to wire to the bank account. Maddie's transaction does not go unnoticed; Keaton is quick to be informed of her career ending decision. He is disappointed that one of his top employees stole from him. He knows that he should press charges and put Maddie behind bars for her betrayal. Instead, he decides to make her a deal, she will spend a month with him while he is on vacation. She will bend to his every sexual whim, no boundaries will be unexplored. Maddie doesn't want to end up in jail, and accepts Keaton's offer. She learns that Keaton is a Dom and he is intent on seeing that she become his willing submissive. Will she find that her deal with the Devil Dom is more than she ever anticipated? IN DEBT TO THE DOM is one scorching romance! I was impressed out how Jan Bowles brought Keaton and Maddie together. Their union was one explosive encounter that brought Fourth of July early to the Housley household. I was highly impressed with how the author weaved together a plot that was literally ingenious. IN DEBT TO THE DOM is not your usual BDSM novel, it overflows with a story that will long stay with your heart." -- Suzie, Romance Junkies Reviews

4 STARS: "IN DEBT TO THE DOM is a quick and sexy read, featuring a hot and loving Dominant that made me want to turn to a life of white-collar crime! Maddie James is on the fast track at the investment firm run by Keaton Rivers until she gets a ransom demand for her "nothing but trouble" sister. She embezzles money from her job to pay the ransom with the intention of paying it back as soon as she sells her house. Unfortunately, Keaton finds out first and confronts a very scared Maddie. When she admits to taking the money, he tells her that he will not have her arrested if she agrees to be with him on his terms until she's able to repay the money. In order to save her job, she agrees, but she may end up losing her heart. This erotic novella was hot. There were lots of sensual and sexy love scenes between Maddie and Keaton, but there was a romance developing between them as well. The chemistry between them was palpable, as they navigate a Dominant/submissive sexual relationship together and it seemed to click for them. I really liked the main characters. Maddie had to deal with some crappy circumstances, but she was a fighter. And Keaton...well, he was just amazingly hot and dominant, and I love that. I didn't particularly like the Maddie's sister, but I think that was the whole point. There was also this central theme in the book with a key. It was symbolic but also very erotic. I don't want to give too much away, but every time the author mentioned a key, I got all tingly. Along with establishing their relationship, the book also focused on why Maddie stole the money and what ultimately happened to Maddie's sister. That subplot was interesting and gave the story more substance than just sex. Although the story was short, it was still developed well. I felt that the pacing of the story was appropriate because although their relationship moved quickly, they were basically together all the time for a month. I think it's much easier to fall in love with someone when you've been around them like that. The plot was also resolved as well. Ultimately, this was a highly enjoyable read: it moved quickly, had great characters, steamy love scenes, a good plot, and a nicely resolved happily ever after. This is my second Jan Bowles read, and both times I've been thoroughly entertained with her strong heroines and sexy alpha heroes." -- Rho, The Romance Reviews

4 STARS: "Another fantastic read from Jan Bowles. I thought the story moved quickly and was instantly drawn in by Maddie’s story, you can understand why she chose to take the money from Keaton. Seductively entertaining." -- Emily, Sensual Reads

4 STARS: "Maddie steals money from her employer to pay a ransom demand for her high fashion model sister. She figures she will be able to repay the money before anyone figures out it's missing. She’s no stranger to bailing out her beautiful sister from various life problems and addictions, but this is the first time she feels real fear for her sister's life. However, she doesn't count on her theft being found out quite so quickly, and she is hauled into her boss' office to face the music. He gives her two choices—go to jail, or become his willing submissive. Although she is attracted to him, she feels submitting to his dominant nature will cause both of them to view her as a whore, which is somewhat worse in her eyes than a convicted felon. The DS lifestyle Keaton Rivers offers her is compelling and exciting, even as Maddie struggles with her morality, her concern over her sister, and the thought that her hard won career is over. She finds herself strangely drawn to the submissive lifestyle and she realizes that the dominant role turns Keaton on in incredibly erotic ways. As Maddie falls deeper into the lifestyle, and Keaton helps her solve her problems with her sister and her career, Keaton is loath to let her go once the debt is repaid. Can they trust each other enough to redefine their relationship? How will he explain to his shareholders and Board about the money missing from the company? Keaton is a neat guy. I liked him from the first moment he meets Maddie in her office. He is magnetic yet vulnerable, and doesn't let Maddie see what's in his heart, yet he demands that she open herself mentally, emotionally and above all, sexually to him. She is a submissive, but doesn't buckle under mindlessly, and her obvious intelligence and drive turn Keaton on as much as her body. As a dom, he is surprisingly tender not only to Maddie, but to her sister. In Debt to the Dom has enough mystery to keep the reader turning pages, and enough mouth watering sex for my e-reader to catch fire." -- Patrizia Murray, Manic Readers

4 BLUE RIBBONS: "IN DEBT TO THE DOM is the type of BDSM novel that I love. Maddie has done something very, very wrong for all of the right reasons. When Keaton discovers her misdeed he has no choice but to punish her the only way his inner Dom knows how, he demands her submission. As their time passes they both learn things about each other and begin to work past their hurt feelings and form a force to be feared when it comes to handling those that have wronged them. This is a steamy read but the love scenes add so much to their dynamic and eventual falling in love that I was impressed with how Jan Bowles wrote them and made them such an important part of the story. The characters were allowed to grow and feel real to me and this is so critical in any BDSM book. Without that emotional tie I can find myself losing the connections with the characters I need to get truly drawn into the storyline. Over all I would recommend IN DEBT TO THE DOM to anyone who loves romance with that BDSM twist. The story is very sexually charged but I loved every page of it!" -- Maree Schuler, Romance Junkies

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“What are you going to do?”

“What would you do?”

She hung her head in shame. “Call the cops.”

He picked up the phone. “Good idea. Now we’re thinking in tandem.” His anger, now exasperated by her lack of an explanation, spurred him into action, and he began dialing.

“Please don’t.”


“Please don’t, Keaton. I’ll do anything.”

Her pleading made him disconnect the call. Her submissive tone brought something in him to the surface. Something he had kept locked and hidden away for years.

He stared at her. “Anything? Do you have any idea what anything means?”

“Yes.” Her hands clasped tightly together. “I have a buyer for the house. In just over a month, the sale will go through. I can pay you back then.”

“So, in the meantime, you’ll do anything to keep me from turning you in?”


“Do you know what that makes you, Maddie?”


He stood and walked around his desk. At six foot three, he towered over her small petite figure. She couldn’t be more than five-four. Standing in front of her, he looked down into her trembling features. With a finger under her chin, he angled her face.

“Look at me.”

Her gaze rose to his, and he saw the frightened girl in her eyes. Physical desire spun its way into his body as her pale green irises connected with his. He wanted to dominate and make her compliant to his will. He wanted to seek some sort of satisfaction for her abuse of his trust. He wanted to bury his hands in her hair and love her the way he’d wanted to since the first time he’d seen her.

“I thought you had principles?” He mocked.

“They won’t do me any good now.”

“No, they won’t.”

“I can make up for last week when I was so despicable. I can be whatever you want, whatever you desire.”

“Is that so? Careful, Maddie, because my desires might not be the same as yours.”

“Oh, I think we’re on the same level when it comes to sex.”

He shook his head, and laughed out loud. “You have no idea, do you? Vanilla sex is okay for the right occasion, but I prefer something a little more exciting.”

Digesting what he’d just said, she stared directly at him. A faint blush tinged her pale cheeks. “You wanted me once. You can still have me.” She paused briefly. “However you desire.”

“You put a high price on…” he let his eyes sweep over her before continuing, “your services. Do you really think you’re worth half a million dollars?”

He saw her wince. She was fighting for her survival, and he knew it, yet he couldn’t—wouldn’t—back down. He wanted his pound of flesh. Maddie had broken his trust.

“Until my house sale goes through, I haven’t anything else to offer.”

He stared at her. At that moment, he felt it was possible to crave and despise in equal measure. She aroused a primitive need in him. He thought of the money she’d stolen, and his heart hardened. Either way, she would pay back everything she owed him.

“Depending on how you view things, you may have just made a deal with the devil, Maddie.”





“Now, when I ask a question, answer me directly and truthfully. Otherwise, I may have to discipline you. Do we understand each other?”

“Yes, Keaton.”

“So did you enjoy last night?”

“Yes,” she answered honestly. This feeling of losing control only heightened her arousal more. In all her life, she had thought tender, loving words were the only way she could achieve sexual satisfaction. It appeared she was wrong.

“Good girl.” He clasped her chin and kissed her lips. “Now we’re finally getting somewhere. Hold your hands out in front of you.”

Maddie held her arms out, and immediately they were bound with something soft, like cord or silk. Completely at his mercy, she let out a moan of opposition.

“When you’ve answered all my questions, I’ll let you go. So how do you feel now?”

“Scared, frightened.”

“Anything else?”

She swallowed hard. He must know. Surely he could see her increased breathing. If he looked into her eyes, he would know. Was that why he’d put a blindfold on her? Or maybe he didn’t want her to see his own sexual arousal?

Her nipple was squeezed even tighter. This time he didn’t let go, and she moaned in pain. “That hurts.”

“I asked if you felt anything else.”

“Arousal,” she answered quickly. “Intense arousal.” He let her nipple free, and then sucked it hard, soothing the inflamed flesh with his tongue. She couldn’t help but moan her appreciation.

“I want the truth, Maddie. Just the truth.” He pulled her toward him before roughly pushing her onto the bed. The feeling of being controlled heightened when her hands were secured above her head, onto what she assumed was the brass headboard. She pulled at the restraints.

“There’s no need to tie me up, Keaton. You’re in charge. I won’t try to escape.”

He roughly grabbed her ankles before pulling her legs apart and tying them to the bedstead.

“It will focus your mind. Besides, I told you my tastes in sex are, shall we say, unconventional. I noticed you didn’t object when I was about to call the cops.”

“No, I didn’t object, did I?” she whispered, wondering what was about to happen to her. At the moment, she longed for him to touch her everywhere. The fact that she couldn’t touch him would only heighten whatever he did.

Kneeling between her legs, she felt him lean over her. His hands cupped her face, and he kissed her lips sensuously. An object fell against her breasts, and she knew it was the key that hung around his neck.

“You do have a great body,” he murmured, as his hands trailed a path across her collarbone and down to her breasts. He squeezed both her nipples then kissed her breasts one by one, lashing his tongue over the now prominent peaks. For the life of her, she couldn’t stop her body arching toward him.

Her lips parted as his hands moved lower across her stomach, smoothing a path down, down.

Oh, God. She swallowed as his fingers slipped past her now dripping pussy, just skimming her clit, then smoothing over her thighs. She knew he would be watching every movement, every nuance of her body, as she responded helplessly to his touch.

“Now, I’ve a few questions to ask. If you lie, you get one spank. If you come, you’ll get five spanks. Bearing in mind you’ve already acquired ten spanks for being ten minutes late. You don’t really want to add anymore.”

“I didn’t know the rules, Keaton. I don’t want a spanking.” Anyway, how could she come when she was tied to the bed?

She heard the amusement in his voice. “Very well, we’ll forgo the late arrival this time, as I didn’t warn you in advance, but as we’re assuming the roles, you can start by calling me Master.”

“Yes.” She choked out the word as his hands began travelling back up her thighs.

“Yes, what?”

“Yes—” His fingers grazed across her clit, and he squeezed it momentarily until she gasped, “Master.”

Her stomach rose and fell as she panted breathlessly. Trapped where she lay, she tugged against the restraints. She was powerless to resist. It excited and frightened her at the same time.

He dipped his fingers inside her, and she squirmed from the delicious intensity of it. “It’s good to know you’re sexually aroused by this. Now why did you turn up ten minutes late?”

“To prove a point.”

“To prove a point, what?” He clasped her clit hard, squeezing it until she gasped.

“To prove a point, Master.”

“Which is?” he soothed the swollen nub, caressing it tenderly with his tongue.

The combination of alternating pleasure and pain made it hard for her to think straight. “I wanted to show that I didn’t need you.” A moan tore from her lips as he pressed his teeth against her sensitized clit, and she added quickly, “Master.”

“But you really wanted to be here with me?” She could almost sense his smile against her pussy.

“Yes, Master.”


Now here was a question. The answer of which eluded her. Whatever she said would feed his ego. As she sought an answer, her clit was squeezed exactly at the same time as her nipple. “Master, I don’t know why. I’ve never known such pleasure before.”

He began to soothe her clit with his tongue, lashing it closer and closer to ecstasy. Then she remembered she shouldn’t come. She didn’t want a spanking, too. “Master, I’m not allowed to come. Please stop.”

She pulled at the restraints securing her to the headboard to try and edge away from his all-powerful tongue, but it was no use. He lapped her whole slit and sucked on her clitoris, drawing it against his teeth. When he inserted two fingers into her wet pussy, she arched up from the bed.

“No, Master. Please, stop. I’m begging you. I won’t be able to…”

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